Free workshop this Thursday, 11/21.  Learn the basics of transitioning from renter to homeowner, sponsored by Habitat for Humanity of Montezuma County and Vectra Bank Colorado.  Habitat will soon be accepting applications for its spring build, so the workshop will also cover the specifics of that program.  RSVP requested.   WHERE:     Vectra Bank Conference Room, 350 W. Montezuma Ave, Cortez   TIME:            5:30 PM TO 8:00 PM    RSVP:            970-565-8312  or office@habitatmontezuma.org   Light refreshments will be served.